FCA change in control ifa: Ifa Control Rules
The Ifa Control Rules carries 7 published figures read from 1 source's own page, from 10 to 50 percent, read 28 October 2026.
2 of the 9 named sources read in full publish a figure; 7 publish none, read 28 October 2026.
By rule
| Breakdown | Median | Range | Sources |
|---|---|---|---|
| ruleapproval-effective-period | 1year | 1 to 1year | 1 |
| ruleoffence-acquiring-control-without-approval | 2year | 2 to 2year | 1 |
| rulecontroller-band-directive-firm-from | 25% | 25 to 25% | 1 |
| rulesingle-band-insurance-credit-home-finance | 20% | 20 to 20% | 1 |
| rulesingle-threshold-limited-permission | 33% | 33 to 33% | 1 |
| rulesingle-threshold-payment-services | 10% | 10 to 10% | 1 |
Every figure, with its source
One row per published figure: the figure as the source's own page publishes it, the page, and the day it was read. A figure that is not on a page we read is not on this one.
| Source | Figure | Breakdown | Read |
|---|---|---|---|
| FCA: change in control quick reference guide | 50% | controller-band-directive-firm-from | 2026-10-28 |
| FCA: change in control quick reference guide | 33% | single-threshold-limited-permission | 2026-10-28 |
| FCA: change in control quick reference guide | 30% | controller-band-directive-firm-from | 2026-10-28 |
| FCA: change in control quick reference guide | 20% | controller-band-directive-firm-from | 2026-10-28 |
| FCA: change in control quick reference guide | 20% | single-band-insurance-credit-home-finance | 2026-10-28 |
| FCA: change in control quick reference guide | 10% | controller-band-directive-firm-from | 2026-10-28 |
| FCA: change in control quick reference guide | 10% | single-threshold-payment-services | 2026-10-28 |
| FSMA 2000 Part XII: control over authorised persons | 2year | offence-acquiring-control-without-approval | 2026-10-28 |
| FSMA 2000 Part XII: control over authorised persons | 1year | approval-effective-period | 2026-10-28 |
The sentence each figure was read from (9)
- FCA: change in control quick reference guide, read 2026-10-28:
50% or more
- FCA: change in control quick reference guide, read 2026-10-28:
A single threshold of 33% applies to limited permission
- FCA: change in control quick reference guide, read 2026-10-28:
30% or more but less than 50%; and
- FCA: change in control quick reference guide, read 2026-10-28:
20% or more but less than 30%;
- FCA: change in control quick reference guide, read 2026-10-28:
home finance) there is only one controller band of 20% or
- FCA: change in control quick reference guide, read 2026-10-28:
Control bands for Directive firms are: 10% or more but less than 20%;
- FCA: change in control quick reference guide, read 2026-10-28:
consumer credit firms; whilst a single threshold of 10% applies to Payments Services Firms.
- FSMA 2000 Part XII: control over authorised persons, read 2026-10-28:
on conviction on indictment, to imprisonment for a term not exceeding two years or a fine, or both.
- FSMA 2000 Part XII: control over authorised persons, read 2026-10-28:
Where the [F2appropriate regulator] has not specified a period, the approval is effective for one year beginning with the date—
Read in full, publishes no figure
7 named sources were read in full on the dates shown and print no usable figure. They are counted, never filled in.
- FCA: change in control, read 2026-10-28: read in full and no accepted figure on the page
- FCA: submit a change in control notification, read 2026-10-28: read in full and no accepted figure on the page
- FCA multi-firm review: consolidation in financial advice and wealth management (31 Oct 2025), read 2026-10-28: read in full and no accepted figure on the page
- FCA news: review of consolidation published, read 2026-10-28: read in full and no accepted figure on the page
- FSMA 2000 s.178: obligation to notify, read 2026-10-28: read in full and no accepted figure on the page
- FSMA 2000 s.181: acquiring control (10%), read 2026-10-28: read in full and no accepted figure on the page
- FCA Handbook SUP 11: controllers and close links, read 2026-10-28: read in full and no accepted figure on the page
Methodology
Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2).
2 of the 9 named sources that could be read published a usable figure; 7 published none and are recorded as not published, never filled in; 0 could not be read (blocked, dead or unreachable) and count nowhere.
The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source for each breakdown it prices, in % (a source's median where its page yielded several accepted sentences for one breakdown), so a page that gives figures for several breakdowns gives one for each and N counts 4 figures, never sentences; 5 candidate sentence(s) were refused by a reviewer with the reason recorded.
The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): the change-in-control gate (10% of shares or voting power, FSMA s.178 notice before acquiring, up to 60 working days from a complete notification with up to 30 working days' interruption, criminal offence without approval under s.191F) and the six themes of the FCA's 31 Oct 2025 multi-firm review of consolidators; each with its source and date
5 candidate sentences on these pages were refused by a reviewer; each refusal and its reason is recorded in the review ledger.
Sources (9)
- FCA: change in control(the publisher's own terms; quoted for reporting and comment)
- FCA: submit a change in control notification(the publisher's own terms; quoted for reporting and comment)
- FCA multi-firm review: consolidation in financial advice and wealth management (31 Oct 2025)(the publisher's own terms; quoted for reporting and comment)
- FCA news: review of consolidation published(the publisher's own terms; quoted for reporting and comment)
- FSMA 2000 Part XII: control over authorised persons(the publisher's own terms; quoted for reporting and comment)
- FSMA 2000 s.178: obligation to notify(the publisher's own terms; quoted for reporting and comment)
- FSMA 2000 s.181: acquiring control (10%)(the publisher's own terms; quoted for reporting and comment)
- FCA Handbook SUP 11: controllers and close links(the publisher's own terms; quoted for reporting and comment)
- FCA: change in control quick reference guide(the publisher's own terms; quoted for reporting and comment)
Cite or embed this figure
The Ifa Control Rules carries 7 published figures read from 1 source's own page, from 10 to 50 percent, read 28 October 2026.
2 of the 9 named sources read in full publish a figure; 7 publish none, read 28 October 2026.
Ifa Control Rules, rule approval-effective-period: median 1 year across 1 source, read 28 October 2026.
Ifa Control Rules, rule offence-acquiring-control-without-approval: median 2 year across 1 source, read 28 October 2026.
Ifa Control Rules, rule controller-band-directive-firm-from: median 25 percent across 1 source, read 28 October 2026.
Ifa Control Rules, rule single-band-insurance-credit-home-finance: median 20 percent across 1 source, read 28 October 2026.
Ifa Control Rules, rule single-threshold-limited-permission: median 33 percent across 1 source, read 28 October 2026.
Ifa Control Rules, rule single-threshold-payment-services: median 10 percent across 1 source, read 28 October 2026.
Cite as: "ifaconsolidators.co.uk Ifa Control Rules", updated 2026-10-28, https://ifaconsolidators.co.uk/datasets/ifa-control-rules/.
Download the CSV (9 rows, computed 2026-10-28)